Imagine a bank credits your account each morning with $86,400. It carries over no balance from day to day. Every evening the bank deletes whatever balance you have failed to use during the day. What would you do? Draw out every cent, of course.
Each of us has such a bank, called "time." Every morning, it credits you with 86,400 seconds. Every night it writes off, as lost, whatever of this you have failed to invest to good purpose. It carries over no balance. It allows no overdraft. Each day it opens a new account for you. Each night it burns the remains of the day. If you fail to use the day's deposits, the loss is yours. There is no going back. There is no drawing against "tomorrow." You must live in the present on today's deposits. Invest it so as to get from it the utmost in health, happiness, and success. The clock is running. Make the most of today.
Whenever you think that time is not your most valuable commodity in life:
Ask a student who failed a grade, about the value of one year.
Ask a mother who gave birth to a premature baby, about the value of one month.
Ask the editor of a weekly newspaper, about the value of one week.
Ask the lovers who are waiting to meet, about the value of one hour.
Ask a person who missed the train, about the value of one minute.
Ask a person who just avoided an accident, about the value of one second. Treasure every moment for the account will irrevocably clear out tonight, with no roll-over.
Remember that time waits for no one. Yesterday is history. Tomorrow is mystery. Today is a gift. That's why it's called the present.